Utah home loan seekers - you've found the right place for finding the best loan for your Utah home.  At the Utah Home Loan Network our mission is to research and filter the marketplace to help ensure you work with the best and most trustworthy mortgage brokers in Utah. 

By submitting the adjacent contact form, we’ll ask the qualifying Utah Home Loan Network member geographically closest to you to call you for more information.  This way you won’t be providing any sensitive home loan financial information through the internet.  We only recommend Utah mortgage brokers with a strong history of proven integrity in marketing and fulfilling home loans in Utah.  So take a deep breath and relax knowing that you’ll be contacted by a trusted Utah Home Loan Network mortgage professional seasoned in providing the best rates and home loan programs right here in Utah.

Our service is free and there’s absolutely no obligation.  Rest at ease you have no obligation to Utah Home Loan Network or our member mortgage professionals when you complete and submit the contact form on this page. 

After you submit the contact form on this page, one of our screened and qualified Utah Home Loan Network member mortgage professionals will contact you by phone.  You’ll have the opportunity to explain your unique home loan needs.  The locally-based Utah mortgage professional will then begin searching nationwide for the best loan options based on your feedback.  Shortly thereafter, the mortgage professional will contact you with the results of their search.  At this point you still have no obligation.  You’re free to contact any other mortgage professional right up until the time you sign the mortgage you’ve chosen.  You’re in complete control the entire time.  So, rest at ease with confidence when you work with Utah Home Loan Network. 

A mortgage, or loan for your home in Utah, likely represents one of the largest purchases you’ll ever make.  So, you can’t afford to work with mortgage companies of questionable practices.  That’s where we come in.  We do the research and put our seal of approval on those we allow into the Utah Home Loan Network.  We talk with the mortgage brokerage and their customers.  Foremost, we filter on integrity.  We only recommend reputable Utah mortgage firms committed to honesty and integrity in their marketing, operations and dealings with customers.  Secondarily, we make sure mortgage brokers we allow in the Utah Home Loan Network represent a multitude of lending options to ensure you’ve got access to the best mortgage programs available from providers nationwide for the Utah home loan marketplace.  We’re not about working with all the mortgage brokers in Utah, in fact it’s a select few that make the grade.  By filtering for you, we help provide you with the confidence and peace of mind you deserve when making one the largest purchases of your life.

6 Benefits of Using the Utah Home Loan Network Service by Submitting Contact Form on this Page

1. 1.      Peace of mind – integrity is our #1 filter when screening Utah mortgage companies.  You won’t fall prey to bait and switch or other nasty surprises at closing.
2. 2.      Shop with confidence – only reputable Utah home loan companies make the cut.
3. 3.      Save time – we’ve done lengthy research to narrow the list and provide you with the best Utah mortgage brokers to work with.
4. 4.      Convenience – call from the comfort of your home on your terms.
5. 5.      Options – our Utah home loan brokers represent hundreds of loan options – they give you access to the best national and local programs and rates available in the marketplace.  They’ll narrow the list and allow you to choose the best.
6. 6.      Flexibility – you have no obligation to the Utah Home Loan Network or our member mortgage brokers.  Even after you’ve spoken with us, feel free to shop around at will.

Our Utah Home Loan Network mortgage professional will open you to a multitude of local and national home loan options for your home here in Utah to ensure you have access to all the best mortgage rates and programs.  Some of the more popular home loan options include the following:

• Fixed Rate Loan.  Since the great depression of the 1930’s, the fixed rate loan has probably been the most popular loan option in Utah and around the country.  The prevailing wisdom since then has centered around many period Americans having lifetime employment with a single company that provided predictable income to meet one’s predictable monthly payment.  As we live in a different world today, people are finding other loan options they feel better meet today’s environment.  Still, the fixed rate loan is most popular today.  Read more about Utah Fixed Rate Loans here.
• Adjustable Rate Mortgage (ARM).  Adjustable rate mortgages (ARMs) have become increasingly popular in the Utah home loan market and nationwide.  Adjustable rate mortgages have a lower rate at the beginning of the loan.  The lower rate translates into lower monthly payments, allowing you to afford a bigger home or allowing you to save home loan payments and invest in other ways.  There are some potential drawbacks to consider.  Read more about Utah Adjustable Rate Mortgages (ARMs) here.
•  Balloon Mortgage.  Like the adjustable rate mortgage (ARM), a balloon mortgage can help you save money early in the loan term and help you afford a bigger home.  With a balloon loan, payments are lower initially but require a “balloon” payment of the remaining balance at some fixed time later.  Also like the ARM, there are pros and cons to consider.  Read more about Utah Balloon Mortgages here.
• Interest Only Loan.  Most home loans require monthly payments made up of both principal and interest.  Not so with an interest only loan.  As the name implies, an interest only loan requires only interest payments during some initial period.  The pros and cons are similar to ARMs and balloon mortgages with some important differences.  Read more about Utah Interest Only Loans here.
•  No Down Payment Loan.  Many people don’t know that it may be possible to get into a home with no down payment.  If you’re short on cash for a down payment, be sure to ask our Utah Home Loan Network member to see if you qualify.  Read more about Utah No Down Payment Loans here.
• Home Equity Loan.  Perhaps you have built equity in your home and you’d like to tap that financial resource through a home equity loan.  Home equity is the difference between market value and the amount you owe on your home loan.  Through a home equity loan you can pull out part or all of your home equity in the form of cash.  You can pull all of the home equity out in one lump sum or you can pull only out what you need as needed in the form of a home equity line of credit.  Read more about Utah Home Equity Loans here.
• Refinance Your Existing Home Loan.  With ever present changes to interest rates and the national and Utah mortgage marketplace, perhaps it makes sense to refinance an existing home loan.  Common reasons people refinance include lowering monthly payments as interest rates drop below what the home was originally financed at, lowering monthly payments with a longer term or shortening the loan term to pay less interest over the life of the home loan.  Read more about Utah Refinance Loans here.

Getting Started

Complete and submit the Utah Home Loan Network contact form at the top right of this page to learn more and discover the best loan option for you.